REGISTRATION TERMS & CONDITIONS – All registrants must accept these terms in order to participate in the event. 
Conduct at Swell: Ripple reserves the right to remove from SWELL any attendee who fails to comply with any of these terms, or any other reasonable request of Ripple or conference management. Attendees who are removed from the event will not be entitled to a refund of any expenses.
Registration Denial/Removal: Ripple reserves the right, in its sole discretion, to deny or remove any registrations prior to the event. You will be emailed notification of the denial or removal of registration within 15 days of receipt of your registration and you will be provided a refund of any fees submitted with the registration. Ripple will not be liable for any expenses (travel, hotel, etc.) incurred by you in reliance of your registration and the only remedy for the denial or removal of the registration will be the refund of any registration fees paid to Ripple .
Assumption of Risk & Legal Release: Your participation in SWELL is voluntary and carries certain risks that cannot be eliminated regardless of the care taken to avoid injuries. By registering for and attending SWELL, you knowingly assume all such inherit risks, and agree to release and hold harmless Ripple , its employees, vendors, agents, and contractors, from all alleged or actual liability, claims, actions, lawsuits, damages, or losses, of any kind (including attorney's fees), which arise out of or result from your attendance at and participation in the event.
General Use of Your Information: Ripple Labs Inc. manages your information in accordance with the Ripple Privacy Policy on our website -
Sharing with Event Organizers and Sponsors: Ripple may provide your contact information to the Swell Event Organizers and Event Sponsors if (a) you elect to attend any sessions or other activities involving the Event Sponsors or (b) you opt in during registration, or otherwise share your information to receive communications from our Event Sponsors.
Consent for Use of Images: Ripple (or its authorized representatives) may conduct interviews, take photographs or video at SWELL. Accordingly, you hereby grant to Ripple the right to use your name, likeness, voice, content of any interview, image, photograph and any other indicia of persona (Persona), or to refrain from doing so, in any media worldwide, for trade, advertising or promotional purposes. You agree that Ripple cannot offer rights of review or approval, will offer no compensation, and will not be responsible for claims resulting from the use, alteration, blurring, distortion or use in any composite form of your Persona. You agree to release and hold Ripple harmless for all such uses of your Persona.
Acknowledgement: You represent that you are 18 years of age or older, have carefully read these provisions, and understand you are giving up substantial rights (including the right to sue).
Compliance Statement Agreement: Ripple follows global integrity policies that require us to obtain confirmation that your participation in this event complies with your organization’s guidelines. We trust that you will take care of all necessary disclosures and approvals in connection with this invitation. Your understanding and cooperation in this regard is greatly appreciated.
Changes to Event: Ripple reserves a right to modify the list of speakers and/or the agenda for reasons beyond its control. Ripple shall not be held liable in any way for damages vis-à-vis the participants in such event. Ripple reserves a right to alter the date for Swell for reasons beyond its control. In such event, participants shall have a right to cancel their participation free of charge. Ripple shall not be responsible for covering any additional expenses of the participants made in association with Swell.
Intellectual property: All intellectual property rights in and to Swell, Swell content and all materials distributed at or in connection with Swell are owned by Ripple , its parent company and/or Swell sponsors or speakers presenting at Swell. You may not use or reproduce or allow anyone to use or reproduce any trademarks or other trade names appearing at Swell, in any event content and/or in any materials distributed at or in connection with Swell for any reason without the prior written permission from Ripple . For the avoidance of doubt, nothing in these Terms and Conditions shall be deemed to vest in you any legal or beneficial right in or to any trademarks or other intellectual property rights owned or used under license by Ripple or any of its affiliates 
No Warranty: Ripple  gives no warranties in respect of any aspect of Swell or any materials related thereto or offered at Swell and, to the fullest extent possible under the laws governing this Agreement, disclaims all implied warranties, including but not limited to warranties of fitness for a particular purpose, accuracy, timeliness and merchantability. Neither Ripple nor its affiliates can accept any responsibility or liability for reliance by you or any person on any aspect of Swell and/or any information provided at Swell. Other than to the extent required as a matter of law, neither Ripple nor its affiliates shall be liable for any direct, indirect, special, incidental, or consequential costs, damages or losses arising directly or indirectly from Swell or other aspect related thereto or in connection with this the event. The maximum aggregate liability of Ripple for any claim in any way connected with therewith or this Terms and Conditions whether in contract, tort or otherwise (including any negligent act or omission) shall be limited to the amount paid by you to Ripple under this Agreement to attend Swell. 
Governing Law and Jurisdiction: This Agreement shall be governed by the laws of the California and the parties shall submit to the exclusive jurisdiction of the California courts.